- Simple Credit Application
- Soft Credit Check!
- Approvals Good For Up To 60 Days!
- No Minimum Credit Required
- Buy From Nearly Any Seller in the Country!
Frequently Asked Questions
What credit score do I have to have to get approved?
There is no minimum credit required to apply!
How long does it take to get an answer?
Underwriting typically takes 4-6 business hours.
How long is the Pre-Approval good for?
Pre-Approvals are good for up to 60 days!
What are current rates?
Rates currently float around 7.99%, but will vary depending on current market conditions, and your individual qualifications.
Is there a required down payment?
Approval terms will vary depending on the program you are qualified for.
Will applying hurt my credit?
No, pre-approvals only require a “soft credit check.”
Can I use the approval to buy from any seller?
In most cases you will be able to buy from any seller in the USA.